Our Services

SFL Investments is a business name of Desjardins Financial Security Investments Inc., a financial services firm. SFL Wealth Management — Desjardins Partner refers to Desjardins Financial Security Life Assurance Company. Desjardins® and related marks are trademarks of the Fédération des caisses Desjardins du Québec used under license. Mutual funds are offered through mutual fund representatives at SFL Investments, a financial services firm.

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Terms of Use

Our Services

Regardless of the stage of life, our tailor-made approach will help us fully understand your reality and set up a strategy that is perfectly aligned with your personal or business needs.

Tailor-made solutions at every stage of your life

REAL ESTATE Home Buyers' Plan Mortgage financing¹ Life insurance to cover a loan

FAMILY Life insurance Critical illness insurance Disability Insurance

CHILDREN RESP TFSA Debt management Children's insurance

RETIREMENT Retirement Needs Registered retirement income fund (RRIF) Life Income Fund (LIF) Annuities

SUCCESSION Estate Planning¹ Expenses related to death¹ Inheritance¹

RETIREMENT Retirement income planning Income splitting RRSPs, TFSAs and RRIFs Long-term care

EMPLOYMENT Term investments Guaranteed Investment Funds Mutual Funds* Financial Strategies RRSP/TFSA/FHSA

MARIED LIFE Budget Income protection Income splitting Life insurance

¹Services offered through a referral agreement with partners from our business network

A range of services designed for you. Simply.

Your advisor at Vallières Financial Services Inc. is your trusted partner. By guiding you in managing and protecting your finances, it gives you the peace of mind you need to focus on what matters most. This way you can put all your energy into what really matters to you.

Our service offer

Legal Aspects

Wills and mandates in case of incapacity
Marriage or Union Contract

Life and Health Insurance/Risk Management

Establish Financial Risks
Life Insurance
Disability Insurance
Critical Illness Insurance
Group Insurance

Finance

Budget Planning
Balance Sheet
Debt Repayment Strategy

Taxation

Tax avoidance
Living and Death Tax Strategies
Portfolio taxation

Investments*

Establish investment profile and horizon
Investment Policy
TFSA/RRSP/RESP/etc.
Second Opinion

Retirement

Identification of needs and objectives
Retirement Planning
Accumulation and Disbursement Strategies

Succession¹

Estate Assessment
Transfer of assets on death
Maximizing the value of assets

¹Services offered through a referral agreement with partners from our business network

Other¹

Mortgage Brokerage – Home options
Travel Insurance – Andrea Britto

¹Services offered through a referral agreement with partners from our business network

Tailored solutions at every stage of your life

FAMILY Life insurance Critical illness insurance Disability Insurance

EMPLOYMENT Term Investments Guaranteed Investment Funds Mutual Funds* Financial Strategies RRSP TFSA

MARIED LIFE Budget Income Protection Income Splitting Life Insurance

REAL ESTATE Home Buyers' Plan Mortgage financing¹ Life insurance to cover a loan

CHILDREN RESP TFSA Debt Management Children's Insurance

RETIREMENT Retirement income planning Income splitting RRSPs, TFSAs and RRIFs Long-term care

RETIREMENT Retirement Needs Registered retirement income fund (RRIF) Life Income Fund (LIF) Annuities

SUCCESSION Estate Planning¹ Expenses related to death¹ Inheritance¹

¹Services offered through a referral agreement with partners from our business network.

Our service offer

Legal aspects

Wills and mandates in case of incapacity
Marriage or union contract

Life and Health Insurance/Risk Management

Establishing financial risks
Life insurance
Disability Insurance
Critical illness insurance
Group insurance

Finance

Budget planning
Balance sheet
Debt Repayment Strategy

Taxation

Tax avoidance
Living and Death Tax Strategies
Portfolio taxation

Investments*

Establish investment profile and horizon
Investment Policy
TFSA/RRSP/RESP/FHSA
Second opinion

Retirement

Identification of needs and objectives
Retirement Planning
Accumulation and Disbursement Strategies

Succession¹

Estate assessment
Transfer of assets on death
Maximizing the value of assets

¹Services offered through a referral agreement with partners from our business network.

Autre¹

Mortgage brokerage – Home options
Travel Insurance - Andrea Britto

¹Services offered through a referral agreement with partners from our business network.

Our service offer

Tailor-made solutions at every stage of your life

MARIED LIFE Budget Income protection Income splitting Life insurance

REAL ESTATE Home Buyers' Plan Mortgage financing¹ Life insurance to cover a loan

FAMILY Life insurance Critical illness insurance Disability Insurance

CHILDREN RESP TFSA Debt management Children's insurance

RETIREMENT Retirement income planning Income splitting RRSPs, TFSAs and RRIFs Long-term care

RETIREMENT Retirement Needs Registered retirement income fund (RRIF) Life Income Fund (LIF) Annuities

SUCCESSION Estate Planning¹ Expenses related to death¹ Inheritance¹

EMPLOYMENT Term investments Guaranteed Investment Funds Mutual Funds* Financial Strategies RRSP/TFSA/FHSA

¹Services offered through a referral agreement with partners from our business network.

Our service offer

Legal aspects

Wills and mandates in case of incapacity
Marriage or union contract

Life and Health Insurance/Risk Management

Establishing financial risks
Life insurance
Disability Insurance
Critical illness insurance
Group insurance

Finance

Budget planning
Balance sheet
Debt Repayment Strategy

Taxation

Tax avoidance
Living and Death Tax Strategies
Portfolio taxation

Investments*

Establish investment profile and horizon
Investment Policy
TFSA/RRSP/RESP/FHSA
Second opinion

Retirement

Identification of needs and objectives
Retirement Planning
Accumulation and Disbursement Strategies

Succession¹

Estate assessment
Transfer of assets on death
Maximizing the value of assets

¹Services offered through a referral agreement with partners from our business network.

Other¹

Mortgage brokerage – Home options
Travel Insurance - Andréa Britto

¹Services offered through a referral agreement with partners from our business network.